FAQs
Cards
Issue cards to yourself and to your staff for day-to-day spending. Virtual or Physical – your choice.
A better way to simplify spending and manage business expenses
A frictionless card issuing, embedded natively in your platform where you have your accounts, invoices and accounting.
Signup in minutes
Issue cards in seconds
Apply for loan and get access to funds in days
We work with the leading banks to provide you solutions that help you grow.
We can integrate to any tools you already love and use.
We help you grow by giving you access to financial tools you need.
Get your business to be innovative with the latest tools on the market.
Outcompete, the competition
Don’t pay for anything upfront. Access more tools as you grow.
Give yourself more flexibility with cash flow while handling day-to-day business expenses, with additional benefits including:
We are your growth partner
Access growth capital super fast and super easy. Sync your existing bank accounts and get an offer the same day from one of our banking partners.
Streamline invoicing with smart automation. Generate, send, and track invoices in real time—fully synced with your accounting tools. Get paid faster, with zero hassle.
Arksys Business Card is a business card for partners to embed within their platform. Unlike traditional card issuers, Arksys uses a revenue-based underwriting model to determine credit limits. The Arksys Business Card is a pay-in-full charge card with 15 days to pay after the end of the billing cycle. Arksys Business Card is currently only available in the US.
Arksys partner banks issue the cards and provides the capital and takes on the underwriting risk. Your platform is not financially responsible for your business’s transactions.
Arksys will request a data sharing process to underwrite your customers, including details such as historical transaction data, payment amounts, and other custom fields to help us create the best offers for your customers.
Arksys Business Cards are issued by various bank partners, depending on the territory it operates in.
Arksys Business Card credit limits can vary between 15-30% of your customer’s monthly revenue.
Arksys Business Card is free to use for partners and their merchants. Additionally, Arksys offers a share of the commercial credit interchange with our partners that they can choose to share back with their merchants as cash back.
Arksys gives you the option to fully white-label the card offering so you can maintain your brand throughout the card offering process. We will be happy to support you in the design process.
Yes, Arksys Business Cards are accepted wherever Visa® cards are accepted.
Yes, mobile wallets are fully supported through Arksys Business Card.